Billing Tools Guide

Subscription Billing Tools

Discover the best subscription billing tools for service businesses. Compare Stripe, Square, PayPal and learn how Monthly Club simplifies recurring payments.

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Billing Tools
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Key Features
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Setup Steps
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Min Read

Why You Need Subscription Billing Tools

Manual billing is a headache that costs you time and money. Automated billing tools handle the complexity so you can focus on your service.

Without Billing Tools

Manual Invoicing

Creating and sending invoices manually every month

Chasing Payments

Following up on late payments and failed charges

Admin Overhead

Hours spent on billing instead of serving customers

Human Error

Mistakes in invoicing and payment tracking

With Billing Tools

Automated Billing

Payments collected automatically on schedule

Failed Payment Recovery

Automatic retry and customer notifications

Time Savings

Focus on service delivery, not admin tasks

Accurate Tracking

Real-time reporting and customer management

Top Subscription Billing Tools

Compare the most popular billing tools for service businesses. Each has different strengths and is suited for different business needs.

Stripe

The most popular choice for small businesses with powerful features

2.9% + 30p per transaction
Growing businesses, tech-savvy users

Pros:

  • Most popular and trusted
  • Powerful recurring billing features
  • Excellent failed payment recovery
  • Comprehensive reporting
  • Strong security and compliance

Cons:

  • Can be complex to set up
  • Requires technical knowledge
  • Higher fees for small volumes

Key Features:

Recurring billing
Failed payment recovery
Multi-currency
Advanced reporting
Webhooks

Square

Great for businesses already using Square POS systems

2.9% + 30p per transaction
Existing Square users, simple needs

Pros:

  • Easy integration with Square POS
  • Simple setup process
  • Good for in-person services
  • Familiar to many customers

Cons:

  • Limited advanced features
  • Tied to Square ecosystem
  • Less flexible than Stripe

Key Features:

POS integration
Basic recurring billing
Customer management
Simple reporting

PayPal

Familiar to customers and easy to get started

3.4% + 30p per transaction
Small businesses, customer familiarity

Pros:

  • Very familiar to customers
  • Easy to set up and use
  • Good for small businesses
  • Wide customer acceptance

Cons:

  • Limited customization
  • Higher fees than competitors
  • Less advanced features
  • Customer account required

Key Features:

PayPal integration
Basic recurring billing
Customer accounts
Simple setup

Monthly Club

All-in-one solution designed specifically for service businesses

Stripe fees + Monthly Club fee
Service businesses wanting simplicity

Pros:

  • Built for service businesses
  • No technical setup required
  • Includes business page creation
  • Customer management included
  • Stripe-powered backend

Cons:

  • Newer platform
  • Limited to service businesses
  • Less customization options

Key Features:

Business page creation
Customer management
Stripe integration
No technical setup
Service-focused

Essential Billing Features

These features are crucial for successful subscription billing. Make sure your chosen tool includes the essentials for your business.

Automated Recurring Billing

Essential

Set up once and payments are collected automatically

Failed Payment Recovery

Essential

Automatically retry failed payments and notify customers

Customer Management

Important

Track customer information and subscription history

Invoice Generation

Important

Automatically generate and send invoices to customers

Payment Method Updates

Important

Allow customers to update their payment information

Reporting & Analytics

Nice to Have

Track revenue, churn, and other key metrics

Multi-Currency Support

Nice to Have

Accept payments in multiple currencies

Webhook Integration

Advanced

Connect with other tools and systems

How to Set Up Billing

Follow these steps to successfully implement subscription billing for your service business. Each step builds on the previous one to ensure a smooth setup.

1

Choose Your Tool

Select the billing tool that best fits your business needs and technical comfort level

Tasks to Complete:

  • Evaluate your technical skills
  • Consider your business size and growth plans
  • Compare pricing and features
  • Check integration requirements
2

Set Up Your Account

Create your account and complete the verification process

Tasks to Complete:

  • Create account with chosen provider
  • Complete identity verification
  • Add your bank account details
  • Configure basic settings
3

Create Your Products

Set up your subscription plans and pricing

Tasks to Complete:

  • Define your subscription plans
  • Set pricing and billing intervals
  • Add product descriptions
  • Configure trial periods if needed
4

Test Your Setup

Test the entire billing flow to ensure everything works correctly

Tasks to Complete:

  • Create test subscriptions
  • Verify payment processing
  • Test failed payment scenarios
  • Check email notifications
5

Go Live

Launch your subscription billing and start collecting payments

Tasks to Complete:

  • Switch to live mode
  • Share your subscription page
  • Monitor initial transactions
  • Provide customer support

Common Billing Mistakes

Avoid these common pitfalls that can hurt your subscription business. Learn from others' mistakes to ensure smooth billing operations.

Not Testing Thoroughly

High Impact

Failing to test all payment scenarios before going live

Solution:

Always test with real £1 transactions before launching

Ignoring Failed Payments

High Impact

Not setting up proper failed payment recovery

Solution:

Enable automatic retry and customer notifications

Complex Pricing Structure

Medium Impact

Making pricing too complicated for customers to understand

Solution:

Keep pricing simple and transparent

Poor Customer Communication

Medium Impact

Not explaining billing changes or subscription terms clearly

Solution:

Send clear emails about billing and subscription management

No Backup Plan

Medium Impact

Not having a plan for when payments fail or customers cancel

Solution:

Have retention strategies and alternative payment options

Ready to Simplify Your Billing?

Stop wasting time on manual billing. Choose the right tool for your business and start automating your recurring payments today.